Get the test prep help you need to be successful on the Life & Health test. The Life & Health Exam is extremely challenging and thorough test preparation is essential for success. Life & Health Exam Secrets Study Guide is the ideal prep solution for anyone who wants to pass the Life & Health Exam, as well as avoid those last-minute Life & Health Exam cram sessions. Not only does it provide a comprehensive guide to the Life & Health Exam as a whole, it also provides practice test questions as well as detailed explanations of each answer.
Life & Health Exam Secrets Study Guide includes:
A detailed overview of the Life & Health Exam
An analysis of types of life policies
A guide to life policy riders, provisions, options, and exclusions
An examination of completing the applications, underwriting and delivering the life policy
A full study of taxes, retirement, and other life insurance concepts
An in-depth look at types of health policies
A breakdown of health policy revisions, clauses, and riders
An extensive review of social insurance
A review of other health insurance concepts
An in-depth look at field underwriting procedures
Comprehensive practice Life & Health Exam questions with detailed answer explanations
It's filled with the critical information you'll need in order to do well on the test: the concepts, procedures, principles, and vocabulary that the state licensing boards expects you to have mastered before sitting for the exam.
The Types of Life Policies section covers:
Ordinary straight life
Universal whole life and variable whole life
Convertible term life
Fixed and variable annuities
The Life Policy Riders, Provisions, Options, and Exclusions section covers:
Accidental Death and Dismemberment
Primary and contingent beneficiaries
Accelerated death benefits
The Taxes, Retirement, and Other Life Insurance Concepts section covers:
Underwriting
Determining a client's personal and business insurance needs
Social Security benefits
The Types of Health Policies section covers:
Disability income
Health savings accounts, health reimbursement accounts, and Flexible Spending Accounts
Group health insurance coverage
Vision insurance
The Health Policy Revisions, Clauses, and Riders section covers:
Entire contract
Timely payment of claims
Coinsurance
Conditionally renewable and optionally renewable
The Social Insurance section covers:
Medicare supplement plans
Medicaid
Primary and secondary payers
The Other Health Insurance Concepts section covers:
Total disability
Workers compensation
The Field Underwriting Procedures section covers:
Underwriting life insurance policies
Aleatory contracts
Representations
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Life & Health practice test questions and much more...
